Hard Money Loan Application Checklist

Securing a hard money loan is about speed and execution. Being prepared is the single most important factor in a fast closing. This checklist outlines everything Harvey Capital Funding needs to get your deal funded, organized by priority.

Critical: Deal-Specific Documents

Property Address & Details

Fully Executed Purchase Contract

Detailed Scope of Work / Rehab Budget

High-Level Exit Strategy (Flip or Rent)

Important: Borrower Information

Driver's License or Government-Issued ID

Entity Documents (LLC Operating Agreement, Articles of Org)

Real Estate Experience Resume (List of past projects)

Proof of Funds for Down Payment & Closing Costs

Supporting Documents

Insurance Quote or Binder

Contact Information for Your Closing Attorney/Title Company

Professional Headshot (for our records)

Why We Need This Information

As an asset-based lender, our primary focus is the quality of the real estate deal. The documents requested allow us to verify the property's value, understand your plan, and confirm your ability to execute the project and manage the loan. Providing this information upfront demonstrates your preparedness and allows us to give you a term sheet and close your loan without unnecessary delays.

Ready to Talk About Your Deal?

Have these documents ready? Or just want to discuss a potential project? We're here to provide fast, straightforward feedback and funding.