Charlottesville Foreclosure Auctions
Live auction schedules with real-time cancellation monitoring across Virginia
Browse upcoming foreclosure auction listings in the Charlottesville area including Albemarle, Fluvanna, Greene, and surrounding Virginia counties. Every listing is pulled from the trustee's own notice and re-checked daily for cancellations and postponements. Tap a county below to see only that county's sales.
Active Auctions
27
Today
1
This Week
4
Last Updated
20 minutes ago
1 confirmed
Today's auctions have concluded
Today's Auctions
21524 Blackjack Rd
Culpeper
Deposit
$31,818
Verified 40 minutes ago
Upcoming Auctions
Wednesday, October 7
| Time | Property | Status |
|---|---|---|
| 10:00 AM | 4776 Bluejay Way Charlottesville Auction at: In front of the building housing the County of Albemarle Circuit Court, 501 East Jefferson Street, Charlottesville, VA 22902 | Cancelled |
| 11:30 AM | 17142 Lakemont Dr Culpeper Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Confirmed |
Friday, October 9
| Time | Property | Status |
|---|---|---|
| 12:30 PM | 2603 Mount Airy Road Louisa Auction at: 100 W. Main Street, Louisa, VA 23093 | Confirmed |
| 3:00 PM | 12387 Marquis Road Unionville Auction at: 110 North Madison Road, Suite 300, Orange, VA 22960 | Confirmed |
Tuesday, October 13
| Time | Property | Status |
|---|---|---|
| 11:15 AM | 307 Ironhound Drive Troy Auction at: In front of the building housing the County of Fluvanna Circuit Court, 72 Main Street, Palmyra, VA 22963 | Confirmed |
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Thursday, October 15
| Time | Property | Status |
|---|---|---|
| 11:15 AM | 114 W Asher St Culpeper Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Cancelled |
Monday, October 19
| Time | Property | Status |
|---|---|---|
| 1:00 PM | 403 Riverside Dr Schuyler Auction at: In front of the building housing the County of Nelson Circuit Court, 84 Courthouse Square, Lovingston, VA, 22949 | Cancelled |
Tuesday, October 20
| Time | Property | Status |
|---|---|---|
| 1:00 PM | 35365 Gosling Ln, Locust Grove Orange Auction at: In front of the building housing the County of Orange Circuit Court, 110 North Madison Road, Orange, VA 22960 | Cancelled |
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Wednesday, October 21
| Time | Property | Status |
|---|---|---|
| 11:30 AM | 2849 Shannon Glen Court Earlysville Auction at: 350 Park Street, Charlottesville, VA 22902 | Confirmed |
| 11:30 AM | 4708 Bluejay Way Charlottesville Auction at: 350 Park Street, Charlottesville, VA 22902 | Cancelled |
Friday, October 23
| Time | Property | Status |
|---|---|---|
| 11:00 AM | 350 Park Street, Court Square Charlottesville Auction at: 350 Park Street, Charlottesville, VA 22902 | Confirmed |
Tuesday, October 27
| Time | Property | Status |
|---|---|---|
| 11:15 AM | 34 Ruritan Lake Rd Scottsville Auction at: In front of the building housing the County of Fluvanna Circuit Court, 72 Main Street, Palmyra, VA 22963 | Confirmed |
| 2:00 PM | 522 Windermere Drive Culpeper Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Confirmed |
| 2:00 PM | 643 Holly Crest Drive Culpeper Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Cancelled |
| 3:30 PM | 5940 Railroad Avenue Crozet Auction at: 350 Park Street, Charlottesville, VA 22902 | Confirmed |
| 4:45 PM | 40 Chippewa Lane Palmyra Auction at: 72 Main Street, Palmyra, VA 22963 | Confirmed |
| 4:45 PM | 25 Riverside Drive Palmyra Auction at: 72 Main Street, Palmyra, VA 22963 | Cancelled |
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Wednesday, October 28
| Time | Property | Status |
|---|---|---|
| 10:15 AM | 1360 Running Deer Dr Keswick Auction at: 350 Park Street, Charlottesville, VA 22902 | Confirmed |
| 11:30 AM | 10329 River Rd Rixeyville Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Confirmed |
| 1:30 PM | 83 Heavenly Dove Dr Mineral Auction at: 100 W. Main Street, Louisa, VA 23093 | Confirmed |
Thursday, October 29
| Time | Property | Status |
|---|---|---|
| 10:00 AM | 112 Maddox Dr Orange Auction at: 110 North Madison Road, Suite 300, Orange, VA 22960 | Confirmed |
Tuesday, November 3
| Time | Property | Status |
|---|---|---|
| 2:00 PM | 7202 Oakwood Dr Orange Auction at: In front of the building housing the County of Orange Circuit Court, 110 North Madison Road, Orange, VA 22960 | Confirmed |
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Wednesday, November 4
| Time | Property | Status |
|---|---|---|
| 12:30 PM | 1042 Longview Ln Culpeper Auction at: In front of the building housing the County of Culpeper Circuit Court, 135 W. Cameron Street, Culpeper, VA 22701 | Cancelled |
Thursday, November 5
| Time | Property | Status |
|---|---|---|
| 2:30 PM | 4708 Bluejay Way Charlottesville Auction at: 350 Park Street, Charlottesville, VA 22902 | Confirmed |
Tuesday, November 10
| Time | Property | Status |
|---|---|---|
| 11:00 AM | 558 Thessalonia Road F/K/A RT 651 Fork Union Bremo Bluff Auction at: 72 Main Street, Palmyra, VA 22963 | Cancelled |
| 11:00 AM | 558 Thessalonia Road Bremo Bluff, VA 23022 F/K/A RT 651 Fork Union Bremo Bluff Auction at: 72 Main Street, Palmyra, VA 22963 | Confirmed |
| 2:00 PM | 521 Liberty Blvd Locust Grove Auction at: In front of the building housing the County of Orange Circuit Court, 110 North Madison Road, Orange, VA 22960 | Cancelled |
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Thursday, November 19
| Time | Property | Status |
|---|---|---|
| 5:00 PM | 16416 Tonys Ct Amissville Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Confirmed |
Monday, November 30
| Time | Property | Status |
|---|---|---|
| 11:00 AM | 9324 Old Turnpike Rd Culpeper Auction at: In front of the building housing the County of Culpeper Circuit Court, 135 W. Cameron Street, Culpeper, VA 22701 | Confirmed |
Tuesday, December 1
| Time | Property | Status |
|---|---|---|
| 2:00 PM | 942 Greene Acres Road North Stanardsville Auction at: 22 Court Street, Stanardsville, VA 22973 | Confirmed |
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Wednesday, December 2
| Time | Property | Status |
|---|---|---|
| 10:00 AM | 5253 Jeffersonton Road Jeffersonton Auction at: 135 W. Cameron Street, Culpeper, VA 22701 | Confirmed |
| 10:00 AM | 3145 Secretarys Sand Ln Esmont Auction at: 350 Park Street, Charlottesville, VA 22902 | Cancelled |
Friday, December 4
| Time | Property | Status |
|---|---|---|
| 9:00 AM | 158 Cottage Court Zion Crossroads | Confirmed |
| 10:15 AM | 19 Overlook Cir Palmyra | Confirmed |
| 11:45 AM | 1100 Raintree Drive Charlottesville Auction at: 350 Park Street, Charlottesville, VA 22902 | Confirmed |
Wednesday, December 16
| Time | Property | Status |
|---|---|---|
| 12:30 PM | 10363 James River Road Shipman | Confirmed |
| 1:45 PM | 6441 Woodbourne Lane Crozet | Confirmed |
Weekly auction alerts
New Charlottesville foreclosure sales in your inbox every Friday.
Every sale scheduled for the coming week: address, date, time, trustee, assessed value, and deposit. One email a week. Unsubscribe in one click.
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Want the bigger picture once a month? The Central VA Real Estate Insider goes out the 3rd Friday with permit filings, upcoming tax sales, and one operator-level deep dive.
Harvey Capital Funding provides bridge loans to Virginia real estate investors, including the Charlottesville area.
How Foreclosure Auctions Work in Virginia
Virginia uses a non-judicial foreclosure process, which means lenders can foreclose on a property without going to court — as long as the deed of trust contains a power of sale clause. Most Virginia deeds of trust include this clause, making non-judicial foreclosure the standard path when a borrower defaults.
The Role of the Trustee
Instead of a judge, the process is administered by a trustee — typically an attorney or title company named in the deed of trust. The trustee is responsible for sending required notices to the borrower, advertising the sale in a local newspaper, and conducting the auction. Virginia law requires the trustee to advertise the sale at least once a week for two consecutive weeks before the auction date.
Deposits and Bidding
Most Virginia foreclosure auctions require a cash deposit at the time of sale — often 10% of the bid or a set dollar amount specified in the trustee's advertisement. The winning bidder must come prepared with certified funds or a cashier's check. If you cannot close, you forfeit your deposit. Full payment is typically due within 15 to 30 days of the sale.
Due Diligence Before You Bid
Properties at foreclosure auction are sold as-is. You typically cannot inspect the interior before bidding, and there is no warranty of any kind. Before bidding, you should research the property's title for any liens that would survive the foreclosure (IRS tax liens and certain mechanics' liens can sometimes survive), verify the property's condition from the exterior, check tax records, and review the trustee's advertisement carefully for any encumbrances.
Cancellations and Postponements
Foreclosure sales in Virginia are frequently postponed or cancelled at the last minute — sometimes because the borrower reinstates the loan, files for bankruptcy, agrees to a short sale, or reaches another resolution with the lender. Always verify the sale status the morning of the auction. This tracker displays the last known status from the trustee's published records, but status can change at any time.
Closing and Title
After a successful auction, the trustee issues a trustee's deed to the winning bidder. This deed conveys whatever interest the foreclosing lender held — it does not provide the same title warranties as a normal real estate transaction. Most investors purchase title insurance after a foreclosure acquisition to protect against future title claims.
Financing Auction Purchases
Traditional mortgage financing cannot be used at a foreclosure auction because lenders require a property inspection, appraisal, and title search before funding — a process that takes weeks. Hard money loans are the most common financing tool for auction buyers. Harvey Capital Funding provides hard money loans to Virginia investors, and we close in 7 days from a complete file. If you win a property at auction and need fast capital to close, we want to hear from you.
Discuss your deal with us or learn more about how hard money works for auction purchases.