Your Local Private Lender — Decisions Made Here, Not in a Corporate Office.
Harvey Capital Funding offers direct, relationship-based lending for real estate investors in the Richmond area. Get fast, common-sense underwriting from a local decision-maker who understands your market.
Relationship Lending
We're not just a source of capital; we're your strategic partner. We build long-term relationships to help you scale your investment portfolio.
Direct Decision-Maker
Speak directly with the person who underwrites and approves your loan. No loan committees, no red tape, just fast, straightforward answers.
Richmond-Based Expertise
As a local lender, we have intimate knowledge of the Richmond real estate market, enabling us to see value where national lenders might not.
Our Simple 3-Step Process
Submit Your Deal
Provide basic details about your property and project through our simple online form. It takes less than five minutes.
Get a Term Sheet
We'll review your submission and, if it's a fit, provide a clear, no-obligation term sheet within 24 hours.
Close and Fund
Once you accept the terms, we move quickly to close your loan, often in as few as 7-14 business days.
What Investors Are Saying
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- Successful Richmond Investor
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- Local House Flipper
Ready to Talk About Your Deal?
Let's discuss your next project. As a local lender, we provide the flexibility and speed that traditional banks can't match.